(PRWEB) September 23, 2014

Zoopla expects Scotlands No vote to have an impact and further increase property prices in the area, The Move Channel reported on 19 September 2014.

In light of these reports projecting increased property values, Rick Otton, a highly respected property coach and best-selling author, shares with UK residents how they can purchase houses for sale in Scotland with affordable terms.

Another report from the National Association of Estate Agents claims that the referendum forced buyers to postpone their plans on buying houses for sale, and now that the voting is over, they are expecting a surge of buyers to return and pump activity in the market. NAEA says that the pent up activity could influence prices to go higher, especially since Sottish property prices are already increasing an average of 8.3 per cent in the past 2 years, he said.

The expected price hikes should serve as a heads up for UK residents contemplating on buying property for sale in the area. They should keep this in mind so they can enter the market with the right strategy in place and avoid being trapped by large debts should the market conditions suddenly change. With that said, I recommend buyers enter a dynamic market using a strategy that gives them the most flexibility in terms of payment to minimise risks, Mr. Otton added.

Mr. Otton then said in a recent interview for RickOtton.co.uk that UK residents could find these qualities in seller finance strategies and not with the traditional process.

The traditional process requires large upfront payments and not everyone is able to qualify especially now when rumours of interest rate hikes are making banks more cautious with their lending. These are the two biggest barriers many buyers face. But suppose an investor doesnt have to take out a new bank loan?

Instead, an investor can simply negotiate to assume the existing loan on the property and pay the remaining equity in increments. This makes the buying process quicker and it allows the buyer to minimise upfront costs. On the other hand, the seller moves away from unwanted debt immediately and receives passive income in the process. It is a win-win situation for both. If youre looking how to maximize your property investment, start by thinking about how to use creative terms now, said Mr. Otton.

Visit http://www.rickotton.co.uk/ today to get more information about seller finance strategies and how these strategies can be applied in changing market conditions.

About Rick Otton

Rick Otton is a property investment professional who, over the last 23 years, has introduced innovative real estate strategies to the UK, Australian and the United States. His creative low-risk, high-reward approach to buying and selling houses is exemplified in his own business, We Buy Houses.

This year marks the 10 year anniversary of Mr Otton introducing his strategies to the UK, and the 5 year anniversary of his innovative Buy A House For A Pound process one that attempted to be emulated by others. His constant process of strategy refinement, and adapting to the ever-changing real estate market, continues to place him at the forefront of property investment education.

In 2012 Rick Otton published his Australian book How To Buy A House For A Dollar which was named in the list of Top 10 Most Popular Finance Titles for 2013. A UK version is on the drawing board for publication in 2014.

Mr Otton freely shares insights into his non-bank-loan strategies that have allowed everyday UK men and women to beat the rental cycle and have their own homes. He coaches others on how to build profitable businesses by facilitating transactions that focus on the needs of potential buyers and motivated sellers.